Internet banking and mobile banking have seen a lot of developments in recent years. The facilities offered by mobile net banking apps have revolutionized the banking sector. They have eased the banking process, which is now less time-consuming and exciting.

If you are a bank customer, you can download the relevant bank’s mobile banking app and get an instant loan through this app. For example, you can download the IDFC FIRST Bank mobile banking app from Google’s PlayStore or Apple’s App Store and get an instant personal loan through the application.

How to get an instant personal loan through the IDFC FIRST Bank app?

To get an instant personal loan through IDFC FIRST Bank, you should hold an account in the bank. Being the customer, the bank keeps all your details in their data, so it is easy to get a personal loan. You can apply through the ‘Loans’ option and go through the process with minimal documentation. All you need is to upload supporting documents and the personal loan details required.

For this purpose, download the banking app on your mobile phone. Next, download the loan application from the IDFC FIRST Bank’s official website. Log into your account using your User ID and Password. To avail of a personal loan instantly, follow the steps.

  1. Choose the ‘Loans’ option and click on the ‘Personal loan’. The webpage will take you to another page where you can check your eligibility criteria.
  2. Check for eligibility on the app.

The eligibility criteria to apply for an instant personal loan are:

  • You should be a salaried person for at least three years and have completed 23 years.
  • Provide all the documents of employment for the past three years.
  • If you are a self-employed individual, you should provide details of IT returns for the past three years and should be of 23 years.
  • Once you have checked and found eligible for a personal loan, you can click on the ‘Apply now’ tab.
  • Next, you need to fill out the online application form and get your loan request approved.
  • Provide your personal details, including your employment details online.
  • Support your application form with the scanned copies of identity proof, Aadhaar Card, and other employment details needed for verification.
  • The relationship manager will contact you from customer service for the verification process, and depending on your eligibility, your loan application will get approved.
  • Once the backend verification process gets completed, the disbursed loan amount will be credited to your account.

Some of the notable benefits of availing of the IDFC FIRST Bank mobile app instant personal loan are:

The whole process is simple and paperless. You need only soft copies of all your documents if you apply on a mobile net banking app. The processing time is fast and hence reliable for emergencies. The dedicated technical support provided by the bank app helps the customers follow up on the status of the loan application instantly.

Thus, the instant loan application process is smooth, safe, and easy through the IDFC FIRST Bank mobile banking app.

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